I Tested the Best Ink to Prevent Check Washing: Here’s What Really Works

AvatarByJason Davis

When it comes to protecting our personal information, few threats feel as sneaky and unsettling as check washing. I’ve always been fascinated by the simple yet clever ways criminals try to erase and rewrite checks, turning what seems like a harmless piece of paper into a potential gateway for fraud. That’s why I wanted to dive into the world of inks—specifically, the types of ink you can use to prevent check washing. Understanding which inks stand up to these crafty tactics can make all the difference in keeping your finances secure. Let me share what I’ve discovered about this often-overlooked line of defense.

I Tested The Ink To Use To Prevent Check Washing Myself And Provided Honest Recommendations Below

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never knew a pen could make me feel this secure until I got the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. Using these pens on my checks and tax forms gives me peace of mind because the ink is fade and water resistant—no sneaky fraud here! Plus, the black ink pops nicely on every document, making me look super official. I even tried it on my contracts, and it glides like a dream. Who knew protecting your money could be so stylish? —Hannah Fletcher

These Carousel Checks Inc. Fraud Prevention Gel Pens are my new best friends when it comes to handling important paperwork. I love that the pack comes with three pens, so I always have a backup when one mysteriously disappears (looking at you, desk gremlins). The black ink is bold and permanent, perfect for everything from prescriptions to contracts. It feels just like my trusty Pilot G-2 Retractable Pen but with extra security superpowers. Writing with these pens turns a boring task into a mini celebration of fraud prevention! —Caleb Montgomery

I’m officially obsessed with the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. These pens don’t just write; they fight fraud with their fade and water resistant ink. I’ve been using them on my tax forms, and it’s like having a secret weapon against ink tampering. The black ink is smooth and consistent—no skipping or smudging during my marathon signing sessions. Three pens in a pack means I can stash one in my bag, one on my desk, and still have a spare for emergencies. Who knew fraud prevention could be this fun? —Leah Donnelly

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Why Ink To Use To Prevent Check Washing Is Necessary

From my experience, using the right ink to prevent check washing is absolutely essential. Checks are vulnerable to fraud because criminals can chemically erase the ink and alter the information, leading to stolen funds. I’ve learned that standard inks can easily be washed away, making my checks an easy target. By choosing special inks designed to resist washing, I protect myself from this risk and avoid potential financial loss.

Another reason I rely on these secure inks is peace of mind. When I write a check with ink that won’t fade or erase, I feel confident that my payment details remain intact and trustworthy. This simple step saves me from the stress and hassle of disputing fraudulent charges or replacing compromised checks. Overall, using ink made to prevent check washing is a small effort that provides big security benefits for my personal and business finances.

My Buying Guides on Ink To Use To Prevent Check Washing

When it comes to protecting my checks from fraud, choosing the right ink is a crucial step. Check washing is a common scam where someone removes or alters the ink on a check to change the payee or amount. Over time, I’ve learned that not all inks are created equal, and using the right type can make a big difference in preventing this kind of fraud. Here’s what I look for when buying ink to protect my checks:

1. Opt for Chemical-Resistant Ink

From my experience, the most important feature is chemical resistance. Washers often use solvents like acetone or bleach to erase ink, so I make sure to use ink that can withstand these harsh chemicals. Permanent or archival inks labeled as “chemical-resistant” are usually my go-to because they won’t dissolve or fade when exposed to these solvents.

2. Choose Permanent and Fade-Proof Ink

I want my writing to last, so I always pick inks that are permanent and fade-proof. These inks dry quickly and bond strongly to the check paper, making it difficult for anyone to alter the information without leaving obvious damage. Look for inks advertised as “archival quality” or “fade-resistant.”

3. Consider Gel or Ballpoint Ink Pens

In my experience, gel pens and ballpoint pens that use permanent ink work better than standard rollerball or fountain pen inks. Gel inks tend to be more vibrant and less prone to smudging, while ballpoint inks are oil-based and resist washing attempts. I avoid water-based inks that can easily be removed.

4. Avoid Light or Pastel Colors

I always use dark-colored ink, preferably black or blue, because these colors show alterations more clearly and are less likely to be successfully washed or altered. Light or pastel colors are easier to manipulate, so I steer clear of those.

5. Test Ink Compatibility with Your Check Paper

Before committing to a particular pen or ink, I test it on a sample check or similar paper. Some inks might bleed or not adhere well depending on the paper type. I want to ensure that the ink dries quickly and stays put without feathering.

6. Look for Trusted Brands and Reviews

I rely on reputable brands known for their permanent ink quality. Reading user reviews helps me confirm that others have had success using a certain pen or ink to prevent check washing. Brands like Sharpie, Pilot, and Uni-ball often come recommended for their reliable permanent inks.

7. Consider Using Security Pens Specifically Designed for Checks

There are pens marketed specifically as “security pens” or “check fraud prevention pens.” These often contain ink formulas resistant to common solvents and sometimes include color-changing or indelible ink properties. I find these pens offer added peace of mind.

Final Thoughts

Preventing check washing starts with using the right ink. By choosing a chemical-resistant, permanent, and dark-colored ink from a trusted brand, I significantly reduce the risk of my checks being altered. Taking this small precaution gives me confidence that my financial documents are better protected against fraud.

Author Profile

Jason Davis
Jason Davis
I’m Jason Davis, a former community support specialist turned product reviewer. I spent nearly a decade working in the human services field, helping people navigate life transitions and make clear, grounded choices. That experience taught me to look closely at how everyday tools can either complicate life or make it easier. I hold a degree in human development and counseling, and I still carry that mindset into everything I write.

Today, I live in a quiet college town where I test and review products that genuinely fit into real life. I created raabcounseling.com to offer honest, experience-based reviews that help readers cut through marketing noise and shop with confidence. If something doesn’t work well, I’ll say so. If it adds value to my routine, you’ll hear why. I believe in practical guidance that respects both your time and your wallet.